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Sales for commercial buildings are growing steadily. Pharmaceutical firms are contracting out more of their research to try to bring products to market more quickly and less expensively. Finally, you may be able to cash in on big tech firms that still have excellent long-term prospects. Earn Income on the Side A part-time job or side gig courtesy of the sharing economy could be the ticket to generating some extra cash. Danielle and Joe Haymes of Houston found a side gig they love two years ago after searching for a place to board their two dachshunds. Danielle is a technology instructor for a local school district and Joe is a sales manager, but they decided to become dog sitters on the side after learning about DogVacay, which matches pet sitters with dog owners. The Haymeses usually take in three to four dogs at a time, depending on their schedules. They have saved most of the money as a down payment on their dream house in a neighborhood with a great school district.

That kind of enthusiasm is critical to a successful side hustle. James tells clients who are looking for work on the side to write down their interests and their skills, both at their day jobs and outside their regular jobs. Side gigs can benefit retirees, too. The extra income will allow your savings to grow and help you postpone taking Social Security. Look for opportunities at retirementjobs dot com, which lists jobs in fields such as tax preparation and caregiving; encore dot org, which focuses on jobs in the nonprofit sector; and coolwork dot com which lists seasonal jobs in national parks and other outdoor settings. Two-thirds of boomers will receive an inheritance during their lifetime, according to the Center for Retirement Research at Boston College. News audio speed and quality is effected by device, web browser and memory processes. Audio story summaries may not be available for every headline shown.

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This deduction is particularly valuable during the first half of your mortgage term, when most of your monthly payment will consist of interest. You can use payments from a reverse mortgage—or money from selling your home, if you plan to downsize—to supplement retirement income. Then you can let other investments grow or delay taking Social Security benefits. Buy When Stocks Are Cheap A stock market slide like the one that occurred earlier this year may be nerve-racking if you need to cash out your investments. But stocks still offer the best choice if your long-term goal is to hit the million-dollar mark. How long it takes you to reach seven figures depends on how much you start with, how much you add to your kitty and how often, and how much you earn on your investments. Over the long haul, U. The calculations assume that you invest in a tax-deferred account. But now, seven years into a bull market that has seen share prices more than triple from the 2009 bottom, many pros expect less-generous returns in the future.

For example, Jim Paulsen, chief strategist at Wells Capital Management, estimates that stocks will return an average of 6. Few of us will be lucky enough to time the next big upward move perfectly. So one way to boost your gains is to set thresholds for buying on the dips. Staying disciplined in the face of downturns should pay off. You should be doing the opposite. Before you know it, you may be sitting on a million bucks. Look for Stocks on Steroids The surest way to make a million bucks in stocks is to go for growth and not worry so much about the price. Your chances of earning spectacular returns improve if you hop aboard companies that are generating equally spectacular sales and profit growth. Consider the 30 best-performing stocks over the past 15 years.

But their returns pale beside that of retailer Tractor Supply tsco , which we recommended in our October 2001 issue. But dynamic, innovative companies that have long runways for growth offer the best chances of supersized returns. Sales for commercial buildings are growing steadily. Pharmaceutical firms are contracting out more of their research to try to bring products to market more quickly and less expensively. Finally, you may be able to cash in on big tech firms that still have excellent long-term prospects. Earn Income on the Side A part-time job or side gig courtesy of the sharing economy could be the ticket to generating some extra cash. Danielle and Joe Haymes of Houston found a side gig they love two years ago after searching for a place to board their two dachshunds.

Danielle is a technology instructor for a local school district and Joe is a sales manager, but they decided to become dog sitters on the side after learning about DogVacay, which matches pet sitters with dog owners. This is especially important during the first trimester while your baby is developing all of the major bodily structures, If it is too hot outside, adapt your workout to take place indoors. Month FOUR If you live in a safe quiet neighborhood, cycling can be a good option, but don't attempt this in areas with lots of traffic or rough roads. An exercise bike can help you achieve this workout without the hazards of biking on the road. At this point in your pregnancy it's a good idea to stop lying on your back. Your growing uterus can start to push down restricting your blood flow. Stay away from any stretches or exercises that require you lay flat and try to stop sleeping on your back as well.

Month FIVE Swimming is a great activity to enjoy during any part of your pregnancy, and as your belly grows you may find it the only comfortable method of exercise. Make sure that you are not excessively holding your breath, and that you use plenty of sunscreen to avoid painful burns. Stay Hydrated. A pregnant woman needs between 2-3 liters of fluid daily, and needs an extra cup for each hour of exercise. Try to avoid caffeine and definitely don't drink any alcohol. Month SIX Kegals are exercises that strengthen your pelvic floor, so it is important for a pregnant women to add kegals to their daily routing in order to improve your labor and delivery experience. Tightening your pelvic floor muscles a couple times per day will get you in good shape and ready to push your little one out.

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Enter a word and click Dictionary for a quick definition, or enter a City,ST to get local news, weather, tv listings or movie times. Find stock quotes, recipes, and medical info, all from this same form. Hot Sheet works great on your PC or Mac, tablet or iPad, and adapts to a mobile formatted layout on your smartphone or iPhone.

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